INSURANCE UNDERWRITING

This sub-class includes the underwriting of annuities, term, permanent and whole life insurance policies. It also includes supplementary insurance underwritten in addition to life insurance, in particular, insurance against personal injury including incapacity for employment, insurance against death resulting from an accident, and/or insurance against disability resulting from an accident or sickness. Units in this sub-class are primarily engaged in: - underwriting and/or provision of: - annuities and/or life insurance policies - disability income insurance policies - accidental death and/or dismemberment insurance policies (with or without substantial savings element)

This sub-class includes the underwriting and/or provision of marine insurance policies such as ships insurance.

This sub-class includes the underwriting and/or provision of captive insurance policies.

This sub-class includes the underwriting and/or provision of import, export and/or credit insurance policies, such as freight insurance.

This sub-class includes the underwriting of non-life insurance policies. Units in this sub-class are primarily engaged in: - underwriting and/or provision of: - accident and/or fire insurance - medical and/or health-related insurance (except permanent health insurance) - travel insurance - property insurance - pecuniary/financial loss and/or liability insurance - motor insurance - railway rolling stock and/or aircraft insurance - legal expenses insurance - income protection insurance - workers' compensation insurance