FH GAYA PTE. LTD.

This sub-class includes legal entities organised to pool securities or other financial assets, without managing, on behalf of shareholders or beneficiaries. The portfolios are customised to achieve specific investment characteristics, such as diversification, risk, rate of return and price volatility. These entities earn interest, dividends and other property income, but have little or no employment and revenue from the sale of services. Units in this sub-class are primarily engaged in: - open-end investment funds - closed-end investment funds - trusts, estates or agency accounts, administered on behalf of the beneficiaries under the terms of a trust agreement, will or agency agreement - unit investment trust funds - personal investment holding companies, units for holding and managing wealth of individuals and families - business trusts with mainly dividend income - activities of money market funds of which the proceeds are invested primarily in short-term assets - activities of non-money market funds of which proceeds are invested primarily in financial assets (other than short-term assets) and non-financial assets (usually real estate) - collective portfolio investment funds (except with mainly rental income)